Build the Retirement You've Always Imagined
Every financial decision you make today shapes the life you'll live tomorrow. Living Ledger helps you make each one with confidence.
Free for the first 7 days. No credit card required.
| Year | 2028 | 2029 | 2030 | 2031 |
|---|---|---|---|---|
| Employment income | 124,848 | 74,285 | 0 | 0 |
| Social Security | 0 | 0 | 36,720 | 37,454 |
| Net income | 88,052 | 34,788 | 4,407 | 3,148 |
A Complete Picture Of Your Financial Future
Living Ledger helps you understand your finances by projecting your income, expenses, and cash flow over the next 30 years.
See how your money moves, how your decisions impact your future, and what it all means for your retirement.
There’s A Lot To Think About When Planning For Retirement
From big life moments to everyday decisions, it’s hard to know what it all means for your financial future. As life happens, plans change!
How will my portfolio grow over the years?
Can we afford our child's wedding?
What if my cost of living increases?
How long until I can afford to retire?
What if my partner gets sick?
How can I maximize my Social Security?
Will I be able to afford traveling?
Should I downsize or renovate my home?
We’ll Guide You Every Step of the Way.
Answer a few simple questions about your finances, your family, and your future. We'll turn them into a personalized financial roadmap.
Your Money
Understand how your money works today and over time
- Cash flow
- Investments & growth
- Debt strategy
Your Life
Plan for the moments that shape your future
- Major milestones
- Lifestyle changes
- Retirement timing
Your Strategy
Make smarter decisions for the long term
- Social Security timing
- Tax strategies
- Estate & legacy planning
Find Out If You're On Track To Retire In As Little As 30 Minutes
Start your 7 Day Free Trial Today!
No credit card information required.
We Ask You a Series of Questions
All information is Anonymous. No account numbers.
Our Software Runs the Calculations
Developed by our financial planning experts.
Stop Guessing About Your Retirement
See what your future looks like, every step of the way.

Free for the First 7 Days!
No Credit Card Required
- Future Event Planning
- Income Projections
- Expense Projections
- Expected Social Security Benefits
In it for the long haul?
- 2-Year Price Guarantee
- Make Living Ledger Your Road Map to Retirement
What Our Customers Say
I was able to create my financial plan in one evening. It’s amazing how detailed it is.
Dan – Fort Meyers, FL
I didn’t think I could create my own financial plan, but Living Ledger makes it so easy. You just answer the questions and enter the data and you have a very detailed 30-year plan. Took less than an hour to create the first draft, then I updated it with more accuracy over the next month.
Eileen – Chesterfield, MO
My financial advisor doesn’t do this, and I pay her a lot of money! This software is great.
Chris – Anaheim CA
I was able to compare the sale of my business in various years for different values and see how much I would have to live on in retirement. I highly recommend it to anyone wanting to get organized financially.
Hank – Fort Collins, CO